...I do know some people do that. Here is an interesting article I found online that you might want to take a look at to understand this question better: http://www.americas-mailbox.com/home/tips/montana-vehicle-registration....
(a) You made a typo in the card number, CCV code, expiration date, name or address;
(b) Your card balance is too low;
(c) Issuing bank has declined this transaction for some other reason related to your account.